Blog
This will be a short one. In an earlier blog, we explored the dilemma facing a number of Americans who inherited IRA accounts from loved ones who passed after 1/1/2020 (Reference that article here.) As of October 7th, we now have an answer to the timeliest issue in the matter. In advance of a formal/final […]
Read MoreHighlights Equities The third quarter witnessed a tug of war between investors who believed that peaking inflation would soon lead the Federal Reserve to pause and then reverse its rate hikes and those who took the Fed at its word that rates hikes would continue for the foreseeable future. Given the Federal Reserve’s history over […]
Read MoreBuckhead Capital’s Diversified Value equity strategy aims to provide clients better than market (S&P 500) returns, with lower volatility. The first part of that statement is pretty easy to understand, but what does lower volatility mean and why should anyone care? Lower volatility simply means that the value of a stock portfolio will not go […]
Read MoreThis week President Biden announced that student loan forbearance would once again be extended until January 2023. This marks the sixth time that payments have been paused since March of 2020! But that was not the story of the day. The President’s piéce de résistance was the announcement of student loan forgiveness of up to […]
Read MoreIn 2019 Congress passed legislation to overhaul the regulations governing retirement account assets, contributions, and eligibility. This legislation, despite its numerous detailed regulatory amendments was intended to have two primary effects: one, to increase individual eligibility and contribution levels to retirement accounts and two, to accelerate tax revenues generated through the eventual distribution of those […]
Read MoreHighlights Higher than expected inflation and fears of recession rattled stock and bond markets. The S&P 500 returned -16.1% in the second quarter, bringing its 2022 loss to 20.0%. All equity sectors had losses in the second quarter, with Energy the only one positive in 2022. The Bloomberg Aggregate bond index returned -4.9% for the […]
Read MoreHighlights Rising inflation and interest rates led to losses in both the stock and bond markets. After gaining almost 29% in 2021, the S&P 500 returned -4.6% in the first quarter. Bond returns were even worse, with the Barclays Aggregate down 5.9% for the quarter. Value stocks outperformed growth stocks by 8.8% in the first […]
Read MoreChances are, if you have a financial advisor, they’ve already harped on the importance of including bonds in your investment portfolio. But, for the 12 months ending February 2022 the U.S. inflation rate was 7.9%, while 30-year treasury bonds are yielding just over 2.5%. Through that arbitrage you are “losing” money in the form of […]
Read MoreMany of you are familiar with the Social Security (SS) system, but for those who are not, it can be defined as follows: a federal insurance program that provides benefits (primarily income) to those that are retired or disabled. The system is funded through collection of Federal Insurance Contributions Act (FICA) revenues. FICA taxes are […]
Read MoreFor a time, investing, or perhaps more accurately, speculating in cryptocurrency was a tax-absent free-for-all. In many ways, the crypto world is still a “wild west” environment. Because bitcoin is built on an open-source (owned by no one) platform and has no governing bodies, it is all but impossible to regulate on the same level […]
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