Individual
This will be a short one. In an earlier blog, we explored the dilemma facing a number of Americans who inherited IRA accounts from loved ones who passed after 1/1/2020 (Reference that article here.) As of October 7th, we now have an answer to the timeliest issue in the matter. In advance of a formal/final […]
Highlights Equities The third quarter witnessed a tug of war between investors who believed that peaking inflation would soon lead the Federal Reserve to pause and then reverse its rate hikes and those who took the Fed at its word that rates hikes would continue for the foreseeable future. Given the Federal Reserve’s history over […]
Buckhead Capital’s Diversified Value equity strategy aims to provide clients better than market (S&P 500) returns, with lower volatility. The first part of that statement is pretty easy to understand, but what does lower volatility mean and why should anyone care? Lower volatility simply means that the value of a stock portfolio will not go […]
This week President Biden announced that student loan forbearance would once again be extended until January 2023. This marks the sixth time that payments have been paused since March of 2020! But that was not the story of the day. The President’s piéce de résistance was the announcement of student loan forgiveness of up to […]
In 2019 Congress passed legislation to overhaul the regulations governing retirement account assets, contributions, and eligibility. This legislation, despite its numerous detailed regulatory amendments was intended to have two primary effects: one, to increase individual eligibility and contribution levels to retirement accounts and two, to accelerate tax revenues generated through the eventual distribution of those […]
Contributing to your 401k may not be the most glamorous topic in the investing world, but it is vital that you take advantage of this savings vehicle. Managed properly, the ability to set aside tax-deferred dollars to invest for your retirement will make an enormous contribution toward achieving your goals in the future while simultaneously […]
When a company gives you stock options as part of your compensation package, they’re essentially offering you partial ownership. However, your options usually must vest first, meaning you need to work for the company for a period of time if you want to actually receive that ownership stake. Companies generally use vesting to encourage you […]
As with any investment, knowing exactly when to sell employee stock options for maximum value is an impossible task. Markets are unpredictable as a whole and when we narrow our view to predicting the short-term fluctuations in price of a single stock, you may do just as well flipping a coin. Layer in the fact […]
In the words of the esteemed Warren Buffet, “Never invest in a business you cannot understand.” While this core component of Buffet’s investment process certainly has merit, all too often the principle is taken to extremes by individuals with robust compensation programs in their own company’s equity. After all, what business could you understand more […]
At the top of nearly all publicly traded organizations, you’ll find key employees restricted from trading company stock for designated portions of each calendar year; typically, a window of time before and after all major financial reporting deadlines and surrounding any large events like mergers and acquisitions. These restrictions exist because such individuals are privy […]