April 2022

Chances are, if you have a financial advisor, they’ve already harped on the importance of including bonds in your investment portfolio. But, for the 12 months ending February 2022 the U.S. inflation rate was 7.9%, while 30-year treasury bonds are yielding just over 2.5%. Through that arbitrage you are “losing” money in the form of […]

Many of you are familiar with the Social Security (SS) system, but for those who are not, it can be defined as follows: a federal insurance program that provides benefits (primarily income) to those that are retired or disabled. The system is funded through collection of Federal Insurance Contributions Act (FICA) revenues. FICA taxes are